![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><defs ><clipPath id="oxvZHy_z8-1245016479-stroke"><use href="%23oxvZHy_z8-1245016479"/></clipPath><path d="M 14 0 C 17.314 0 20 2.686 20 6 L 20 13 L 16 13 L 16 6 C 16 4.895 15.105 4 14 4 C 12.895 4 12 4.895 12 6 L 12 13 L 8 13 L 8 6 C 8 2.686 10.686 0 14 0 Z M 0 1 L 4 1 L 4 13 L 0 13 Z" id="oxvZHy_z8-1245016479" transform="translate(0 6)"/><clipPath id="UCSf6pvpC-1245016479-stroke"><use href="%23UCSf6pvpC-1245016479"/></clipPath><path d="M 0 2 C 0 0.895 0.895 0 2 0 C 3.105 0 4 0.895 4 2 C 4 3.105 3.105 4 2 4 C 0.895 4 0 3.105 0 2 Z" id="UCSf6pvpC-1245016479"/></defs><g d="M 14 6 C 17.314 6 20 8.686 20 12 L 20 19 L 16 19 L 16 12 C 16 10.895 15.105 10 14 10 C 12.895 10 12 10.895 12 12 L 12 19 L 8 19 L 8 12 C 8 8.686 10.686 6 14 6 Z M 0 7 L 4 7 L 4 19 L 0 19 Z M 0 2 C 0 0.895 0.895 0 2 0 C 3.105 0 4 0.895 4 2 C 4 3.105 3.105 4 2 4 C 0.895 4 0 3.105 0 2 Z" fill="transparent" height="19px" id="fKpq3ZerK" transform="translate(2 2)" width="20px"><use fill="transparent" height="13px" href="%23oxvZHy_z8-1245016479" id="oxvZHy_z8" width="20px"/><use clip-path="url(%23oxvZHy_z8-1245016479-stroke)" fill="transparent" href="%23oxvZHy_z8-1245016479" stroke-dasharray="" stroke-linecap="round" stroke-linejoin="round" stroke-width="5" stroke="rgb(10, 11, 10)"/><use fill="transparent" height="4px" href="%23UCSf6pvpC-1245016479" id="UCSf6pvpC" width="4px"/><use clip-path="url(%23UCSf6pvpC-1245016479-stroke)" fill="transparent" href="%23UCSf6pvpC-1245016479" stroke-dasharray="" stroke-linecap="round" stroke-linejoin="round" stroke-width="5" stroke="rgb(10, 11, 10)"/></g></svg>)
Earn 10-15% APY
on Stablecoins
Earn 10-15% APY
on Stablecoins
Earn 10-15% APY on Stablecoins
SHRED is a stabilized high-yield savings protocol. Deposit USDC & start earning instantly.
SHRED is a stabilized high-yield savings protocol. Deposit USDC & start earning instantly.
SHRED is a stabilized high-yield savings protocol. Deposit USDC & start earning instantly.
Built by the team from:
Built by the team from:
About Us
About Us
Learn a bit more about who we are and what we do.
Learn a bit more about who we are and what we do.
Learn a bit more about who we are
and what we do
15% Target APY
15% Target APY
Earn high, sustainable yield backed by real revenue. No trading or active management required.
Cross-Chain Advantage
Cross-Chain Advantage
Our strategies take advantage of the best rates and liquidity across multiple chains.
Simple UX
Simple UX
One-click deposit/withdraw, accrue yield instantly, view performance dashboard.
Proof of Reserves
Proof of Reserves
Volatility smoothed by a dedicated buffer fund, actively monitored and rebalanced.
Real Stablecoins Only
Real Stablecoins Only
Deposits in USDC & USDT. Fully backed and over-collateralized - not synthetic.
Battle-Tested Team
Built by veteran devs who built one of the leading money markets with $300M+ TVL.
Battle-Tested Team
Built by the team from Mars Protocol. 0 hacks, 0 bad debt, years DeFi expertise
Battle-Tested Team
Built by veteran devs who built one of the leading money markets with $300M+ TVL.
Savings With an Edge
Savings With an Edge
Savings With an Edge
Savings With an Edge
How it Works
How it Works
From start to finish, it’s this simple.
From start to finish, it’s this simple.
01
Connect Your Wallet
Support for any major wallet on Ethereum & Hyperliquid. More chains coming soon.
01
Connect Your Wallet
Support for any major wallet on Ethereum & Hyperliquid. More chains coming soon.
02
Deposit USDC or USDT
Your stablecoins are automatically routed to our smart vault strategy.
02
Deposit USDC or USDT
Your stablecoins are automatically routed to our smart vault strategy.
03
Start Earning Instantly
Watch your balance start to grow. Withdraw anytime. No lock ups.
03
Start Earning Instantly
Watch your balance start to grow.
Withdraw anytime. No lock ups.
SHRED vs. Competitors
SHRED vs. Competitors
SHRED vs. Competitors
Earn sustainable and real yield without market exposure.
Earn sustainable and real yield without market exposure.
Earn sustainable and real yield without market exposure.
Current APY
10.93
10.93
%
Stabilized high yield
Passive management
Transparent proof or reserves
Real yield backed by revenues
Liminal
~5.37%
Ethena
~4.42%
Morpho
~4.41%
Kamino
~4.33%
Lulo
~3.85%
Aave
~2.99%
The data shown for competitors is based on USDC pools.
The data shown for competitors is based on USDC pools.
Snapshot taken in May 2025
Snapshot taken in May 2025
Testimonials
Testimonials
What our community says about us.
What our community says about us.
What our community says about us.
FAQ
FAQ
Any questions? We’ve got answers.
Any questions? We’ve got answers.
What is SHRED?
We are a high-yield savings protocol. Users on Ethereum and Hyperliquid can earn sustainable, real yield on stablecoins through delta-neutral strategies.
Where does the yield come from?
The yield comes from arbitraging the rate difference between the cost to go long on spot (e.g. lending protocols) and how much you are paid to go short on derivatives (e.g. perpetuals protocols). We seek out the best funding rates cross-chain to maximize yield and minimize risk. Yields are always sustainable and backed by real revenues, not token emissions.
Is the yield fixed or variable?
We target a 15% APY, but actual returns depend on market conditions. Our buffer fund absorbs short-term dips to keep yield stable, but prolonged negative markets may lower rates.
Is SHRED safe?
SHRED is over-collateralized, monitored 24/7 by automated bots, and built by one of the leading teams from Cosmos with zero hacks or bad debt. We maintain a buffer fund to smooth yield volatility.
What assets can I deposit?
You can deposit USDT or USDC. Only real, fully backed stablecoins. No synthetics or algorithmic assets.
Can I withdraw anytime?
Yes. A significant portion of funds are kept liquid for instant withdrawals. Larger redemptions may be queued for up to 24-48 hours.
What are the fees?
We have plans to charge a 1% platform fee on any yield earned above the 15% APY that we target for our users - never your principal. We will only make money after our users do.
Has the project been audited?
Yes. Our smart contracts will undergo a full audit prior to launch. Audit partners and reports will be publicly available before mainnet.
What is SHRED?
Where does the yield come from?
Is the yield fixed or variable?
Is SHRED safe?
What assets can I deposit?
Can I withdraw anytime?
What are the fees?
Has the project been audited?
Grow Your Savings Today
Deposit USDC and start earning instantly.
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NAVIGATION
LEGAL
NAVIGATION
LEGAL